1.
ANALISIS STRATEGI KOMPREHENSIF PT. BANK CIMB NIAGA TBK DALAM MENGHADAPI ERA DISRUPSI DIGITAL PERBANKAN. Musytari. 2025;25(1):4801-4810. Accessed October 24, 2026. https://ejournal.cibinstitut.com/index.php/musytari/article/view/4586